1. Introduction

Money Basket ("we", "our", "us") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit moneybasket.co.in or use our services. It applies to all users, including visitors and customers.

2. Information We Collect

• Personal Details: Name, email, phone number, address, profession—provided when you fill out contact or loan enquiry forms.
• Financial Data: Loan amounts, income information, credit history—necessary to evaluate your eligibility for loans.
• Usage Data: IP address, browser type, device information, pages visited—collected automatically via cookies and server logs.
• Cookies & Tracking: We use cookies to improve site functionality and performance. You may accept or decline cookies via your browser settings.

3. How We Use Your Information

Your data is used to:

• Provide and personalize financial services such as home and SME loans
• Evaluate your loan applications and assist in processing
• Communicate updates, responses, and marketing offers (with permission)
• Improve our website, services, and customer experience
• Comply with legal or regulatory obligations

4. Information Sharing & Disclosure

We may share your information with:

• Banks & Financial Partners: For loan processing and approvals
• Service Providers: Such as CRAs or IT vendors, under confidentiality agreements
• Legal Authorities: When required by law (e.g., audits, regulatory compliance)

We do not sell or lease your data to third parties.

5. Data Retention

We retain personal data only as long as necessary to fulfill our services or comply with laws. Once fulfilled, data may be anonymized or securely deleted.

6. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request data deletion or restriction of processing
• Withdraw consent to marketing communications

To exercise any rights, contact us at info@moneybasket.co.in. We'll respond within 30 days, per applicable regulations.

7. Data Security

We implement industry-standard safeguards—encrypted storage, restricted access, firewalls, routine security reviews—to protect your data from unauthorized access, loss, or misuse.

8. Third-Party Links & Services

Our website may contain links to external sites. We are not responsible for their privacy practices. Please review their policies before sharing personal data.

9. Children

Money Basket's services are directed at adults. We do not knowingly collect information from individuals under 18. If discovered, we will promptly delete such data.

10. Updates to This Policy

We may update this Privacy Policy periodically. The latest version will be published on our site, with the "Last updated" date at the top.

Last updated: June 13, 2025